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Analyze the provided text to identify the central topic, which is the empirical investigation of factors influencing Non-Performing Loans (NPLs). (1)
Consider LCSH that reflect the study's focus on the relationship between these factors and NPLs, and the use of econometric models. (1)
Extract key financial and economic concepts, including NPLs, bank-specific variables (ROA, CAR, LDR, Bank Size, CIR), and macroeconomic variables (GDP growth, Inflation Rate, Interest rate Spread). (1)
Find LCSH for "Commercial banks" and apply the geographical subdivision "--Bangladesh." (1)
Identify LCSH for the influencing factors, such as "Bank management," "Financial ratios," and "Macroeconomics" or "Economic conditions. (1)
Identify the specific geographical context (Bangladesh) and the type of institutions studied (commercial banks) (1)
Research Library of Congress Subject Headings (LCSH) for "Nonperforming loans" and related terms like "Credit risk. (1)

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