http://ar.cou.ac.bd:8080/xmlui/handle/123456789/341 Sun, 06 Sep 2026 22:59:10 GMT 2026-09-06T22:59:10Z http://ar.cou.ac.bd:8080/xmlui/handle/123456789/342 ANALYSIS OF THE FINANCIAL PERFORMANCE OF AGRANI BANK PLC Faysal, Mohammad The internship report titled "Analysis of the Financial Performance of Agrani Bank PLC," which covers the ten-year period from 2015 to 2024, is succinctly summarized in this executive summary. This report's main goal is to assess Agrani Bank PLC's market position, operational effectiveness, and financial stability. The research looks at important performance metrics related to liquidity, solvency, profitability, and market value using a thorough ratio analysis approach. The results show a decade of notable structural difficulties and instability. The bank's profitability remained precarious even if its Total Asset Turnover showed resiliency, peaking at 4.63 in 2024. Deep-seated problems with non-performing loans and excessive operational expenses are shown by critical net losses in 2016 and 2024, which led to a record-low ROE of -30%. Concerns about the bank's stability are further raised by its Equity Multiplier of 41.03 and Total Debt Ratio of 0.98, which show a dangerously low capital cushion and an excessive reliance on external liabilities. The Current Ratio frequently hovered close to the 1.0 threshold, indicating a restricted ability to resist abrupt economic shocks, and liquidity control remained strict throughout the era. Market indicators, such as a persistently low Market-to-Book Ratio, indicate that these financial instability have undermined investor confidence. This report suggests focusing immediately on capital re injection, aggressively recovering non-performing loans, and accelerating digital transformation in order to maintain long-term sustainability. Agrani Bank PLC may fortify its financial base and maintain its crucial position in the banking industry of Bangladesh by moving toward low-cost deposit arrangements and improving operational transparency. Sun, 19 Apr 2026 00:00:00 GMT http://ar.cou.ac.bd:8080/xmlui/handle/123456789/342 2026-04-19T00:00:00Z