http://ar.cou.ac.bd:8080/xmlui/handle/123456789/206 Thu, 28 May 2026 19:07:18 GMT 2026-05-28T19:07:18Z http://ar.cou.ac.bd:8080/xmlui/handle/123456789/215 Analyzing the Impact of Non-Performing Loan on Profitability: A Study On Janata Bank PLC Akter, Mukta Janata Bank PLC is one of the largest state owned commercial bank in Bangladesh. Janata Bank PLC operates over 900 branches across all 64 districts of Bangladesh, making it one of the most accessible banks in the country. This widespread network ensures that customers in both urban and rural areas can access banking services easily. The bank also has a presence in the United Arab Emirates, catering to the Bangladeshi diaspora. This extensive reach is amajor advantage for customers needing consistent service across different regions, though the sheer size of the network can sometimes mean variability in branch facilities and service levels. Within Dhaka, Janata Bank has over 100 branches, including key locations like Farmgate, Uttara Model Town, Topkhana Road, and Motijheel. This dense coverage in the capital city ensures that individuals and businesses have multiple options for convenient banking. The advantage here is proximity and choice, though some central branches may experience higher customer traffic, potentially affecting wait times. In this report, I have given ratio analysis of Janata Bank Limited. I have used financial ratio like NPL Ratio, Loan to Deposit Ratio, Debt to Asset Ratio, Capital Adequacy Ratio to analyzed Profitability of the bank. Without this I have also mentioned others side of the Bank like (Products, Service and Social responsibility). In the last chapter of the report, finding and recommendations were given to improve the financial performance of the bank Mon, 26 May 2025 00:00:00 GMT http://ar.cou.ac.bd:8080/xmlui/handle/123456789/215 2025-05-26T00:00:00Z http://ar.cou.ac.bd:8080/xmlui/handle/123456789/211 Analysing the Impact of Capital Structure on Financial Performance: An Empirical Study of State-owned Commercial Banks in Bangladesh Islam, Sadia This report focuses on the impact of capital structure on the profitability of state-owned commercial banks in Bangladesh. State-owned commercial banks play a vital role in the banking industry by engaging in genuine commercial activities with strong performance. This study analyzes data from the past ten years of these banks to understand how capital structure affects their profitability. The study is centered on examining the relationship between capital structure and financial performance of state-owned commercial banks. In Chapter 1, I explain the reasons behind choosing this topic and outline the objectives and scope of the study. Additionally, I discuss the significance of the research and the limitations encountered during the work. Chapter 2 reviews previous studies related to this topic, identifying gaps in the existing literature. In Chapter 3, I describe the sample size, the variables included, the types of data used, and the software tools employed for analysis. Chapter 4 provides an overview of Sonali Bank Limited, detailing its history, vision, mission, origin, and key objectives. Chapter 5 covers theoretical concepts related to capital structure and profitability. In Chapter 6, I conduct statistical analyses and offer interpretations of the results. Finally, in Chapter 7, I present recommendations for the bank to improve profitability and efficiency, followed by the conclusion of the report Mon, 26 May 2025 00:00:00 GMT http://ar.cou.ac.bd:8080/xmlui/handle/123456789/211 2025-05-26T00:00:00Z