http://ar.cou.ac.bd:8080/xmlui/handle/123456789/377 2026-09-06T23:00:00Z http://ar.cou.ac.bd:8080/xmlui/handle/123456789/378 Liquidity Risk and Its Impact on Bank Profitability: An empirical study based on Commercial Banks in Bangladesh. Sultana Chadni, Mst. Jakeia The study titled “Liquidity Risk and Its impact on Bank Profitability: An empirical study based on Commercial Banks in Bangladesh” aims to investigate liquidity risk and its impact on profitability of three commercial (Janata Bank PLC, Sonali Bank PLC, Rupali Bank PLC) banks in Bangladesh. Liquidity risk is a crucial factor affecting the bank financial position and profitability. Here, liquidity risk indicators like Loan to deposit ratio, Liquid Asset to Total Asset, Non-performing loan and macroeconomic determinants as GDP growth rate, Inflation rate are considered to investigate customer satisfaction. For that reasons, secondary data collected from annual reports of selected three commercial bank in Bangladesh over the period (2015-2024) and Bangladesh Bank. After that, STATA used for analysis data. The findings of this study provide valuable insights into the relationship between liquidity risk and profitability through mean, standard deviation, regression analysis, ANOVA, co-efficient and VIF test several key findings have emerged. The Regression analysis show that liquidity risk and bank profitability have statistically significant negative impact. Loan to Deposit Ratio and Non performing loan has significantly negative impact on roa. When NPL increase bank profit decrease. Liquid Asset to Total asset and GDP growth rate show that their impact on roa is not statically significant. And Inflation Rate has significant positive impact. In this overall factors NPL has strong (-0.8077) negative correlation with roa.In this study show that overall Liquidity risk has negative impact on Roa. Its play significant role for accesing bank profitability. When liquidity risk increase bank profitability decrease. So, maintain balancing liquidity condition for reduce liquidity risk. This study is recommended to more evaluate the relevance of liquidity risk indicator factors in today's modern bank sector and balance adequate liquidity position. Continuous monitoring liquidity risk factors and balancing amount of liquidity reserve to improve bank profitability. 2026-04-20T00:00:00Z